Caring for an ageing parent or family member in poor health can be one of the hardest decisions to make for many families. It may come at a time when you have kids to care for of your own, are in the middle of your career or are trying to decide if you want to move for that next promotion.
But whatever the reason, if you find that you must choose between finding them a placement at a continuing care retirement community or CCRC as they are known, or having them at your home, you need to plan. Here are a few things you need to consider when the time comes that one or both of your parents need that extra care that comes with advancing age.
The first thing you will need to look at, of course, is the cost of caring for your parents at home versus the cost of one of the special care centers that have begun to spring up around the country. While many families may feel that it is better, and more affordable, to care for the elderly at their homes, that isn’t always the case.
It may be that in time one or both of you will need to give up a job in order to be home to care for them. The cost of that senior home may be less then it would cost to give up a job, and all its benefits, in order to be there 24 hours a day. Start with a budget that takes into consideration all the costs, even those you foresee somewhere down the road.
There is so much more being done for seniors today because we understand this is going to be an ongoing need in the country. Before you decide to tackle the question of where your ageing parents will live, why not look into what kind of care can be provided by public means?
There are numerous ways to look into this, from talking to the staff at your local state and federal representative’s offices for advice to going online. There are websites devoted to the help you will want to take advantage of from various non-profit and government organizations. Find out what they can offer, then create a plan that incorporates that help.
Today there are many scams out there that target the elderly. They assume that this person is alone, can be sometimes confused and is vulnerable. Keep your senior parents safe from scams by discussing them with them and keeping the lines of communication open between you and them. You will want to know the moment someone new comes into their lives that is sniffing around for money, and staying in touch is the best approach.
While many children of aging parents may feel that the best decision is to place their parents in a senior care facility, there are always options. We know today that the best thing for any ageing parent is to keep them in their own homes for as long as we can.
There are services that can help with this, and can continue to help if you decide to bring them into your own home. But sometimes it is best to find a good caring facility that will give them around the clock care. Finding out what they want and what they need is one stop along the way that should be done before any decisions are made.